You love your pet. So of course you want to be able to help them in their times of need—especially when they are sick or injured.
This is where pet insurance can really come in handy, as it can really help when it comes to the medical expenses you may enure.
While back in the day getting pet insurance was not the norm, it is becoming more and more common and needed for pet owners. Life is already expensive, and the pet insurance cost is far less ultimately than having to cover medical bills all on your own.
In fact, recent studies show that on average pet owners pay around $30-60 for their monthly fee and will get around $5,000 worth of coverage annually.
But identifying what you and your pet need in an insurance plan are really important, as not all are created equal. So it is important to do your research ahead of time and understand the breakdown so you truly understand what you are signing yourself up for.
The Treatment Costs for Pets
It can really vary in terms of costs you need to be prepared to pay for, as it really comes down to what type of medical care your pet may need. It can range from cancer treatments and kidney disease to dental work and ingestion of foreign objects. Some treatments can cost a few hundred dollars. Others can cost a few thousand dollars.
Depending on the breed of your pet, some come with the risk of developing hereditary diseases, such as certain dogs being more prone to hip dysplasia. So you will certainly want to keep this in mind too when identifying the support you need with pet insurance.
Understanding What is Covered
So what exactly is covered when it comes to pet insurance coverage? There are a ton of different plans and options. The most basic plan is generally accidents and illnesses. Under this plan, you will be able to get coverage for broken bones, dental work, emergency care, surgeries, and mediation.
Remember though that some plans are specific to just accidents, or just illnesses. Make sure you understand what exactly is going to be covered. Because if you have illness-only coverage and your pet gets in an accident and needs surgery, the plan you have may not support you with the end costs.
Diving into Deductibles
Just like human health insurance, pet insurance policies come with a set deductible amount that you will have to cover before your insurance kicks in. In general, this can range from anywhere between $50 to $1,000.
There will either be an annual deductible that you will need to cover every year your policy is in place. Once you pay the deductible for the year, you will not have to pay it until the following year. Or, there is a per-condition deductible where it is a case-by-case scenario. This means you will pay a deductible for a specific treatment or need and your insurance will either cover the rest or reimburse you for the rest. In general, the best insurance options will cover at least 90% of the costs.
Weighing Up the Costs
The actual cost of your pet insurance will really come down to the specifics of your pet. In some cases, coverage per year can be under a thousand dollars. But in other scenarios, it can be more than that.
The actual premium prices are based on a variety of factors. This includes the breed of your pet, the age of your pet, the gender of your pet, and the area that you live in. The price will also vary with different insurance providers, so you should certainly shop around and get a few different quotes first.
How to Decide if It’s Worth It
When it all comes down to it in the end, you need to weigh up the odds of paying a monthly premium fee versus saving to hopefully cover unexpected events in the future.
Often, the premium payments will be far less than a shockingly huge medical bill you were not expecting. Even if you have set aside a savings account for your pet, you never know when the accident will happen or how much you will actually need.
The main goal of pet insurance is to have some peace of mind during stressful medical events. You should never have to be choosing between going into debt versus helping out your furry friend.
When looking at what is right for your needs, make sure to really think about your finances, your budget, your pet’s needs, and the other things in life you also need to save for.
Pet insurance makes your life and your pet’s life better on so many levels. So why not invest a bit upfront for the assurance you can provide your furry friend with a great life and take care of them the way you want!
7 tips to take care of the HEALTH OF YOUR DOG IN SUMMER
Quadrupeds with darker fur absorb more heat . Here are some tips on how to make summer more bearable and enjoyable for your dog.
1. Do not subject it to the sun
Take your dog for walks in the early morning and in the evening , once the sun has set. He walks at an easy pace, takes breaks, carries water, and walks in the shade whenever you can.
2. Hydration, always hydration
In addition to water, you can also offer your dog electrolyte water alternatives, such as unsalted buttermilk, frozen treats, fruit, and coconut water . By the way, it is NOT a good idea to give a dog human energy drinks.
It is normal for appetite to decrease or be lost during the heat, so you can include liquids such as broth, curd or buttermilk with meals . It is also very important to leave the house with a special drinker or bottle for dogs if the walk is going to be longer than normal, and take breaks to drink.
3. Watch out for signs of dehydration
Dogs panting is part of their cooling mechanism. It is advisable to go to the veterinarian if any of the following symptoms are detected :
- Excessive drooling.
- Difficulty breathing.
- Bloodshot eyes.
- Increased heart rate.
- Dry and inelastic skin.
4. Cools down your body temperature
It’s important to keep your pet’s temperature down a bit during the summer. For this you can use a damp towel for the dog to lie on after walking, wipe him down with a cool damp cloth making sure his paws, belly, armpits and the back of his head are clean and wet .
There are also cooler alternatives like going to a dog pool . Also, if you see your dog digging a hole, let him. It is another way for dogs to cool off .
5. Do not leave your dog in the car
The car retains more heat than the outside area even if it is parked in the shade . Your dog’s temperature can rise rapidly and cause serious cases of heat stroke, collapse and death, in less time than we think. It is quite logical, but every year you see cases like this in the news in the summer… A little bit of please!!
6. Check daily for fleas and ticks
Warm weather is a haven for fleas and ticks , so check your dog daily and change his bedding frequently.
7. Do not remove the hair
There is an idea that shaving a dog’s hair can help them stay cool in the summer, but this is not the case. The layers of hair help protect the dog from overheating and sunburn . It will get hotter even if it is left without its natural fur.
Yes, it is advisable to brush it and remove layers of dead hair, and perhaps clean it up, but never shave. Our dog grooming experts can come to your home and help you keep your dog fresh and healthy.
Vestibular syndrome in dogs: symptoms, treatment and tips
Vestibular syndrome is a disease that affects the dog’s balance and sense of spatial orientation. It can be due to various causes, such as ear infections or head injuries, but it can also be an idiopathic disease with no known cause.
This article will discuss vestibular syndrome in dogs , including symptoms, treatment, and prevention tips.
Symptoms of vestibular syndrome in dogs
One of the most common symptoms is a dog that appears dizzy and disoriented. It may also seem like he doesn’t know where he is or what he is doing. Other symptoms include head tilt, circling, staggering, and vomiting.
Treatment of vestibular syndrome in dogs
The dog should be taken to the vet to determine if there is an underlying cause for this condition.
If the cause is not found, the dog will have to be treated based on the symptoms it presents. Treatment is based on the severity of each case and may include bed rest, medication, and physical therapy.
How long does a dog with vestibular syndrome last?
The prognosis for dogs with vestibular syndrome varies depending on the underlying cause. If the disease is due to infection or head trauma, the prognosis is usually good if the dog’s symptoms are recognized early.
Prevention of vestibular syndrome in dogs
There is no known cause of the condition, but if you know your dog has a predisposition for such conditions, it is important to take extra care and watch for the following signs:
Dizziness, disorientation, and unsteady gait are some of the most common symptoms. If you notice any of these symptoms, take your dog to the vet as soon as possible.
Prevention Tips for Vestibular in Dogs
There are several things you can do to prevent your dog from developing vestibular syndrome.
- Keep your ears clean and free of infection.
- You should also avoid hitting your head, as this is a common cause of vestibular syndrome.
If your dog develops vestibular syndrome, be sure to follow your veterinarian’s instructions for treatment. Early diagnosis and treatment of this condition can help improve prognosis.
Bursitis in dogs: Causes, symptoms, diagnosis, treatment and prevention
Dogs are always very active and spend most of the day in constant movement. There are times that they have pain or discomfort in their joints, but that does not mean that they suffer from arthritis or osteoarthritis . Sometimes it is something more minor that can be cured with treatment, if it is treated in time.
A condition that your dog develops if he exercises a lot or if the places where he lies down are very rigid is bursitis . Perhaps this is the first time you are hearing about this disease and you want to know more. Therefore, we are going to explain what it is, its symptoms and how it is treated.
Why does bursitis arise in dogs?
It is a condition that most often appears in large dogs such as Dalmatians and Great Danes. But it can also arise in any other breed of dog. Almost always, when the Bursa swells, it is because the animal has suffered a very strong pain in the affected area and causes that inflammation.
Bursitis also arises when your dog lies down very hard. That blow, although it is not so harmful at the moment when it is made, in repeated ways leads to the Bursa becoming inflamed. Dogs that train for certain sports also get it. It’s all because the entire weight of your body falls on your legs and your joints are affected.
How do I know if my dog has bursitis?
This is a very obvious condition and one that is easy to spot. Most of the time, caregivers realize the pathologies that the dog presents and the change in its behavior.
One of the signs that is most often seen when the dog has this condition is that it feels pain in the joint. To make sure of the reason, you can observe him by moving it or feel it yourself and see his reaction. When walking, it is also necessary to see if the dog limps due to the inconvenience it causes.
Bursitis is inflammation of the bursa around the joints. That swelling is the accumulation of certain liquids that squeeze them. Therefore, if the dog suffers from bursitis, the affected area will be swollen.
When dogs start to get bursitis, their mood and behavior change completely. When suffering from pain in a part that has a lot of mobility when walking, the dog prefers to lie down. If it is a pet that is very active, you will know that something is wrong with it .
Also, if you start feeling the affected part, it can be a bit aggressive, since it causes pain. Therefore, you should avoid giving him a massage because what you will do is cause him more discomfort.
Is it necessary to go to the vet for my dog’s bursitis?
You already know what the symptoms of a puppy with bursitis are, but you still need to take your pet to the vet . The expert will be able to make more in-depth reviews of the severity of the condition. That way, he will be able to prescribe something that works to alleviate or recover the dog’s condition.
One of the tests that the veterinarian should do is an ultrasound to determine how bad the inflammation is. When the Bursa has normal size, it is not noticeable in these. But being swollen, it is visible at first glance.
How should the treatment of a dog with bursitis be?
The attention that a dog with bursitis requires always varies depending on the severity. If the bursitis is mild, it is treated with anti-inflammatories and bandages to tighten the inflammation a little and thus make it smaller.
When bursitis reaches the halfway point, it must be treated in a different way. To reduce the inflammation, the swollen part has to be disinfected and the fluid is drained with a needle . Afterwards, a pressure bandage should be made on the joint and this should eventually come off.
If the bursitis reaches the serious point, the dog has to be operated on surgically . In this process, the bag containing the liquid must be broken. In this way, the inflammation and pain can be eliminated.
The estimated time for this disease to heal will always vary depending on the severity of the bursitis . If the condition was mild or intermediate, it may take about two to three weeks to recover. On the other hand, when it reaches the serious point, it takes between 1 and 2 months to completely heal.
What can I do to prevent my dog from getting bursitis again?
If you don’t want your dog to go through this disease again, you need to know how to prevent bursitis . There are two ways to do this, the first is to provide your dog with cushioned places to rest. Make sure his bed and sleeping places are soft and that he doesn’t get bursitis from repeated trauma.
The second way has to do with dogs playing sports . You should warm up for about 10 minutes beforehand. In this way, the dog prepares its extremities for the exercises that it is going to perform.
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